Which of the following is NOT a source of financial risk?

Prepare for the CUNA Financial Counselor Exam with flashcards and multiple choice questions. Each question includes hints and explanations to enhance understanding. Get ready to become a certified financial counselor!

Regular savings represent a financial strategy focused on building stability and security. Unlike the other options, which could lead to unpredictable financial burdens, regular savings help mitigate financial risk by providing a safety net or reserve for unexpected expenses. When individuals have a consistent savings plan, they are often better equipped to handle adverse situations like market fluctuations, illness, or natural disasters, all of which can impose significant financial strain. In essence, regular savings work to reduce financial risks rather than being a source of them.

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